Take control of your finances.
Greed gives you the tools to track your spending, understand your tax obligations, and make smarter financial decisions — all in one place.
SARS
Tax calculator
100%
Free to use
ZAR
South African Rand
Changed how I manage money
Zanele M.
Greed helped me understand exactly how much tax I owe each month and where my money is going. I use the tax returns tool every filing season.
Built for South African taxpayers.
No accountant needed. Our calculators use the latest SARS brackets and rebates so you always know where you stand.
Income Tax Calculator
Enter your monthly salary and age to instantly see your gross tax, rebates, effective rate, and take-home pay — no sign-up required.
- SARS 2026/27 tax brackets
- Primary, secondary and tertiary rebates
- Effective vs. marginal rate breakdown
- Monthly net income
Tax Returns Simulator (ITR12)
Simulate your full SARS tax return with all common deductions. See whether you are owed a refund or have tax to pay before you file.
- Medical aid tax credits (MTC)
- Retirement annuity (RA) deductions
- Travel allowance — logbook or 80% rule
- Out-of-pocket medical expenses (s6B)
- Auto assessment from your salary
Bonus Tax Calculator
See how much PAYE comes off a bonus or 13th cheque, and what actually lands in your account — taxed correctly at your marginal rate.
- Marginal-rate bonus tax
- Compares your tax with and without the bonus
- Net take-home on your bonus
- Effective bonus tax rate
More than a calculator.
Create a free account to track your whole financial picture — your salary and medical aid flow in automatically.
Budget Tracker
Track income, expenses and savings in one place. Your salary and medical aid sync in automatically.
Savings Goals
Set targets like an emergency fund and watch each one fill up with clear progress bars.
Insights
See your savings rate, expense rate, and exactly where every rand goes each month.
Financial Calendar
Mark paydays, bills and incoming payments so nothing slips through the cracks.